📈 Wealth & Compounding Planner

SIP Calculator & Wealth Planner

Calculate your mutual fund SIP returns, total investment growth, and future wealth corpus with regular & step-up options.

Monthly Investment₹10,000

Expected Return Rate (p.a.)12%

Time Period (Years)15 Years

⚡ Enable Step-Up SIP (Annual Top-up)

Estimated Corpus at Maturity

₹50,45,760

Total Invested₹18,00,000

Est. Wealth Gain+₹32,45,760

🗓️ Compounding Growth Milestone Schedule

Year	Total Invested	Est. Profit / Gains	Total Corpus
Year 1	₹1,20,000	+₹8,093	₹1,28,093
Year 5	₹6,00,000	+₹2,24,864	₹8,24,864
Year 10	₹12,00,000	+₹11,23,391	₹23,23,391
Year 15	₹18,00,000	+₹32,45,760	₹50,45,760

The Magic of Compounding & Systematic Investment Plans (SIP)

A Systematic Investment Plan (SIP) allows investors to harness compounding interest by investing small amounts regularly in mutual funds. Rather than timing the market, SIP leverages **Rupee Cost Averaging** — buying more mutual fund units when markets drop and fewer units when markets rise.

The 15 x 15 x 15 Rule

Investing ₹15,000 per month for 15 years at an expected 15% annual return yields a final wealth corpus of over **₹1 Crore** (with ₹73+ Lakhs generated purely from compounding returns).

Why Step-Up SIP is Powerful

Increasing your SIP by just 10% every year aligned with your annual salary appraisal can double your ultimate retirement corpus compared to a static flat SIP amount.

Financial Disclaimer

Results are for educational and illustrative purposes only. They do not constitute financial, investment, or advisory recommendations. Learntrix and Vyuhantrix Technologies accept no liability for decisions made based on these figures. Interest rates, charges, and terms vary across lenders and change over time. Always consult a SEBI-registered financial advisor or bank representative before making any financial commitment.

Learntrix by Vyuhantrix · Accuracy not guaranteed · For reference only

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