Compound Interest Calculator
Calculate how your savings or investment grows with compound interest. Supports monthly, quarterly, yearly compounding with year-by-year breakdown.
Investment Details
Total Maturity Value
₹2,21,964.02
Principal
₹1,00,000
Interest
₹1,21,964.02
Growth
122.0%
Principal vs Interest Split
Year-by-Year Growth
| Year | Total Value | Interest Earned |
|---|---|---|
| Year 1 | ₹1,08,299.95 | +₹8,299.95 |
| Year 2 | ₹1,17,288.79 | +₹17,288.79 |
| Year 3 | ₹1,27,023.71 | +₹27,023.71 |
| Year 4 | ₹1,37,566.61 | +₹37,566.61 |
| Year 5 | ₹1,48,984.57 | +₹48,984.57 |
| Year 6 | ₹1,61,350.22 | +₹61,350.22 |
| Year 7 | ₹1,74,742.21 | +₹74,742.21 |
| Year 8 | ₹1,89,245.72 | +₹89,245.72 |
| Year 9 | ₹2,04,953.02 | +₹1,04,953.02 |
| Year 10 | ₹2,21,964.02 | +₹1,21,964.02 |
How Compound Interest Works
Formula: A = P × (1 + r/n)nt
Where P = Principal, r = Annual interest rate, n = Compounding frequency, t = Time in years. Unlike simple interest, compound interest earns "interest on interest", making it the most powerful force in wealth building.
Results are for educational and illustrative purposes only. They do not constitute financial, investment, or advisory recommendations. Learntrix and Vyuhantrix Technologies accept no liability for decisions made based on these figures. Interest rates, charges, and terms vary across lenders and change over time. Always consult a SEBI-registered financial advisor or bank representative before making any financial commitment.
Learntrix by Vyuhantrix · Accuracy not guaranteed · For reference only